"ΔΟΣΕΙΣ και... το'χεις!" is a consumer loan, without pre-notification or other collateral, granted by a cooperating Bank, to finance your purchases at iStorm stores.

The loan amount ranges from 200€ to 5,000€ and can cover up to 100% of the value of your purchases.

The interest rate is fixed for the entire duration of the loan and amounts to 14.40%, plus contribution L.128/1975, currently 0.60%.

The duration/number of installments that you can choose to repay your loan is from 6 to 36 months/installments.

The loan examination and approval fees amount to €25, which are collected in a lump sum together with the 1st installment of the loan. Example of the APR*: The Total Annual Effective Percentage Rate amounts to 19.04% for a loan of €1,000 and a duration of 24 months, the monthly installment amounts to €48.49. The total cost of your loan from interest is €163.68. At the end of your loan, the total amount you will have paid is €1,188.68.

* For the calculation of the SEPPE we accept that:
• The nominal interest rate remains unchanged throughout the repayment period.
• You pay your loan installments on time.
• The year is calculated with 365 days.
• Your loan agreement is valid for the entire duration you have agreed upon.

We will need your ID and recent pay stub.

It will take us from 20 minutes to 24 hours. In the event of a loan application being submitted outside the approval center's operating hours (Monday to Friday 09:00-17:00) or during holidays, the bank reserves the right to complete the evaluation process on the first business day.

You will receive information from the collaborating Bank at the contact details you provided during the application.

Possession of an active Eurobank personal e-Banking code is a necessary condition for the financing of your purchases to proceed through the "ΔΟΣΕΙΣ και... το'χεις!" loan.

In case you do not have active e-Banking codes, you can obtain them online with just your card and phone. If you are not a customer, see here how you can become one without going to a store!

Yes, as long as the invoice is issued with the VAT number of a natural person.

You can repay the entire balance of your loan or a portion of it at any time, without any charge. To proceed with an early partial or full repayment of the loan, you will need to visit any Eurobank branch that serves you.

Through Eurobank's e-Banking or through Eurobank Mobile App, easily and quickly!

• You transfer the installment amount to the Loan Servicing Account from any deposit account you have at the Bank.
• The installment payment is then made automatically, without any additional action being required.
• Using the Best Value card that has been sent to you, you deposit the installment amount at the APS Automatic Payment Machines or at a Eurobank ATM.
•Through e-Banking of any Bank, by transfer to the account held at Eurobank for servicing the loan.

The reasons for approving or rejecting a loan application are not disclosed to iStorm by our partner bank. Therefore, we are unable to know the exact reason your application was not approved.

We remain at your disposal to inform you about alternative available payment options that may suit your needs.

The “Giveaways and... you’ve got it!” program is available exclusively at physical iStorm stores and is not supported for purchases made through iStorm.gr.